About
Real Estate Capital for Transactions That Don't Fit Neatly Inside the Traditional Lending Box.
Stax Capital is a private real estate lender providing short-term bridge financing for transitional commercial and investment real estate situations.
Approach
Underwriting the Deal, Not a Template.
Stax evaluates each transaction based on the underlying real estate, the borrower, the business plan, the collateral, the timeline, and the path towards the take-out loan. That allows us to consider situations where conventional or institutional financing may not currently be available.
Transaction-Specific Underwriting
We evaluate the real estate, borrower, business plan, and repayment strategy rather than relying exclusively on a rigid lending template.
Real Estate First
Collateral value and the underlying property are central to our underwriting approach.
Flexible Capital
Designed for transactions where traditional institutional financing may not currently be available.
Clear Path to Perm Loan
Every loan is evaluated alongside the borrower's business plan and intended takeout or repayment strategy.
Experienced Leadership
Mortgage and real estate lending experience dating back to 1986.
Leadership
Experience Behind the Capital.
James Ludlow
Managing Member, Stax Capital Funding GP, LLC
Since 1986
Mortgage experience dating back to 1986.
Since 2000
Managing Director of E-Net Capital LLC.
Private Credit Fund Manager
Background as a private credit fund manager.
Prior Oversight
PPM-reported prior oversight of approximately $300–$500 million in annual nationwide loan origination pools.
Let's Talk About Your Next Real Estate Transaction.
Whether you're acquiring a property, refinancing existing debt, executing a business plan, or navigating a more complex financing situation, reach out to Stax Capital directly.